/* ─── Form Insurance Agency Plugin Styles ─────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;700;900&family=DM+Mono:wght@400;500&family=Lato:wght@400;500;600&display=swap');

:root {
  --fia-navy:      #1B3A5C;
  --fia-navy-mid:  #2E6DA4;
  --fia-navy-light:#EBF3FA;
  --fia-gold:      #E8A838;
  --fia-white:     #FFFFFF;
  --fia-off-white: #F8FAFB;
  --fia-green:     #27AE60;
  --fia-green-bg:  rgba(39,174,96,0.08);
  --fia-text:      #1B3A5C;
  --fia-muted:     #5A7184;
  --fia-light:     #8FA3B4;
  --fia-border:    rgba(27,58,92,0.12);
}

/* ── Widget wrapper ── */
.fia-widget {
  font-family: 'Lato', sans-serif;
  max-width: 520px;
  background: var(--fia-white);
  border-radius: 16px;
  padding: 2rem;
  border: 1px solid var(--fia-border);
  box-shadow: 0 8px 40px rgba(27,58,92,0.1);
}

/* ── Steps ── */
.fia-step        { display: none; }
.fia-step.active { display: block; }

/* ── Step titles ── */
.fia-step-title {
  font-family: 'Playfair Display', serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--fia-navy);
  margin: 0 0 0.35rem;
  line-height: 1.3;
}
.fia-step-sub {
  color: var(--fia-muted);
  font-size: 0.82rem;
  line-height: 1.5;
  margin: 0 0 1.25rem;
}

/* ── Coverage grid ── */
.fia-coverage-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.6rem;
  margin-bottom: 0.85rem;
}

.fia-coverage-card {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 0.9rem 1rem;
  border-radius: 10px;
  border: 1.5px solid var(--fia-border);
  background: var(--fia-white);
  cursor: pointer;
  text-align: left;
  transition: all 0.18s ease;
  font-family: 'Lato', sans-serif;
}
.fia-coverage-card:hover {
  border-color: var(--fia-navy-mid);
  background: var(--fia-navy-light);
}
.fia-card-full {
  grid-column: 1 / -1;
  flex-direction: row;
  align-items: center;
  gap: 0.75rem;
}
.fia-card-icon  { font-size: 1.4rem; margin-bottom: 0.35rem; }
.fia-card-full .fia-card-icon { margin-bottom: 0; }
.fia-card-title {
  font-family: 'Playfair Display', serif;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--fia-navy);
  line-height: 1.2;
}
.fia-card-desc {
  font-size: 0.7rem;
  color: var(--fia-muted);
  margin-top: 0.2rem;
  line-height: 1.4;
}

/* ── Instant badge ── */
.fia-instant-badge {
  position: absolute;
  top: 0.5rem;
  right: 0.5rem;
  font-size: 0.55rem;
  font-family: 'DM Mono', monospace;
  background: var(--fia-green-bg);
  color: var(--fia-green);
  border: 1px solid var(--fia-green);
  border-radius: 20px;
  padding: 0.15rem 0.45rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  font-weight: 700;
}

/* ── Instant legend ── */
.fia-instant-legend {
  display: flex;
  align-items: center;
  gap: 0.45rem;
  color: var(--fia-muted);
  font-size: 0.72rem;
  margin: 0;
}
.fia-green-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--fia-green);
  flex-shrink: 0;
  display: inline-block;
}

/* ── Instant quote screen ── */
.fia-instant-header {
  text-align: center;
  padding: 0.5rem 0 1.25rem;
}
.fia-green-icon {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: var(--fia-green-bg);
  border: 2px solid var(--fia-green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin: 0 auto 0.85rem;
}

/* ── Expect box ── */
.fia-expect-box {
  background: var(--fia-off-white);
  border-radius: 10px;
  padding: 0.9rem 1rem;
  margin-bottom: 1.1rem;
}
.fia-expect-row {
  display: flex;
  gap: 0.65rem;
  margin-bottom: 0.5rem;
  align-items: flex-start;
  font-size: 0.8rem;
  color: var(--fia-muted);
}
.fia-expect-row:last-child { margin-bottom: 0; }
.fia-expect-row strong { color: var(--fia-navy); }

/* ── Carrier buttons ── */
.fia-carrier-buttons {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  margin-bottom: 0.9rem;
}
.fia-carrier-btn {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-radius: 9px;
  padding: 0.9rem 1.1rem;
  text-decoration: none;
  color: white;
  transition: opacity 0.2s;
}
.fia-carrier-btn:hover { opacity: 0.9; color: white; text-decoration: none; }
.fia-carrier-btn-inner .carrier-name {
  font-family: 'DM Mono', monospace;
  font-size: 0.7rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  opacity: 0.85;
  margin-bottom: 0.15rem;
}
.fia-carrier-btn-inner .carrier-cta {
  font-weight: 700;
  font-size: 0.88rem;
}
.fia-carrier-btn-meta {
  font-size: 0.7rem;
  opacity: 0.8;
  text-align: right;
}
.fia-btn-ergo    { background: #27AE60; box-shadow: 0 4px 14px rgba(39,174,96,0.25); }
.fia-btn-coterie { background: #2E6DA4; box-shadow: 0 4px 14px rgba(46,109,164,0.2); }

/* ── Tip box ── */
.fia-tip {
  background: #FEF6E8;
  border: 1px solid rgba(232,168,56,0.3);
  border-radius: 8px;
  padding: 0.65rem 0.85rem;
  font-size: 0.75rem;
  color: var(--fia-navy);
  line-height: 1.5;
  margin-bottom: 0.9rem;
}

/* ── Divider ── */
.fia-divider {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin: 0.75rem 0;
  color: var(--fia-light);
  font-size: 0.7rem;
  font-family: 'DM Mono', monospace;
}
.fia-divider::before,
.fia-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--fia-border);
}

/* ── Secondary row ── */
.fia-secondary-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.6rem;
  margin-bottom: 0.75rem;
}

/* ── Buttons ── */
.fia-btn-navy {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  background: var(--fia-navy);
  color: var(--fia-white) !important;
  border-radius: 8px;
  padding: 0.65rem;
  font-size: 0.78rem;
  font-weight: 600;
  text-decoration: none !important;
  border: none;
  cursor: pointer;
  font-family: 'Lato', sans-serif;
}
.fia-btn-outline {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  background: var(--fia-white);
  color: var(--fia-navy);
  border-radius: 8px;
  padding: 0.65rem;
  font-size: 0.78rem;
  font-weight: 600;
  border: 1.5px solid var(--fia-border);
  cursor: pointer;
  font-family: 'Lato', sans-serif;
}
.fia-btn-primary {
  flex: 1;
  background: var(--fia-navy);
  color: var(--fia-white);
  border: none;
  border-radius: 8px;
  padding: 0.7rem 1.5rem;
  font-family: 'DM Mono', monospace;
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  cursor: pointer;
  font-weight: 700;
}
.fia-back-link {
  background: none;
  border: none;
  cursor: pointer;
  color: var(--fia-light);
  font-size: 0.73rem;
  font-family: 'DM Mono', monospace;
  display: block;
  margin: 0.9rem auto 0;
  text-align: center;
}

/* ── Fallback form ── */
.fia-fallback-header {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1.1rem;
}
.fia-back-btn {
  background: none;
  border: none;
  cursor: pointer;
  color: var(--fia-light);
  font-size: 1rem;
}
.fia-fallback-note {
  display: flex;
  gap: 0.75rem;
  background: #FEF6E8;
  border: 1px solid rgba(232,168,56,0.3);
  border-radius: 10px;
  padding: 0.85rem 1rem;
  margin-bottom: 1.1rem;
  font-size: 0.8rem;
  color: var(--fia-muted);
  line-height: 1.5;
}
.fia-fallback-note strong { color: var(--fia-navy); }

/* ── Form fields ── */
.fia-form { display: flex; flex-direction: column; gap: 0.85rem; }
.fia-field { display: flex; flex-direction: column; gap: 0.35rem; }
.fia-field label {
  font-size: 0.68rem;
  font-family: 'DM Mono', monospace;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--fia-light);
}
.fia-field input,
.fia-field textarea,
.fia-field select {
  background: var(--fia-white);
  border: 1.5px solid rgba(27,58,92,0.15);
  border-radius: 8px;
  padding: 0.65rem 0.9rem;
  color: var(--fia-navy);
  font-size: 0.88rem;
  font-family: 'Lato', sans-serif;
  width: 100%;
  transition: border-color 0.2s;
  box-sizing: border-box;
}
.fia-field input:focus,
.fia-field textarea:focus {
  border-color: #2E6DA4;
  box-shadow: 0 0 0 3px rgba(46,109,164,0.1);
  outline: none;
}
.fia-field input::placeholder,
.fia-field textarea::placeholder { color: #B0C4D4; }
.fia-form-row {
  display: flex;
  gap: 0.75rem;
  margin-top: 0.25rem;
}
.fia-form-note {
  text-align: center;
  color: var(--fia-light);
  font-size: 0.68rem;
  margin: 0;
}

/* ── Success state ── */
.fia-success {
  text-align: center;
  padding: 2rem 0;
}
.fia-success-icon { font-size: 2.5rem; margin-bottom: 0.75rem; }
.fia-success h3 {
  font-family: 'Playfair Display', serif;
  color: var(--fia-navy);
  font-size: 1.2rem;
  margin-bottom: 0.5rem;
}
.fia-success p { color: var(--fia-muted); font-size: 0.85rem; line-height: 1.7; }
.fia-call-link {
  display: inline-block;
  margin-top: 1rem;
  color: var(--fia-navy-mid);
  font-weight: 700;
  text-decoration: none;
  font-size: 0.9rem;
}

/* ── Contact card ── */
.fia-contact-card {
  background: var(--fia-navy);
  border-radius: 14px;
  padding: 1.5rem;
}
.fia-contact-label {
  color: var(--fia-gold);
  font-size: 0.65rem;
  font-family: 'DM Mono', monospace;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 0.75rem;
}
.fia-contact-name {
  font-family: 'Playfair Display', serif;
  color: var(--fia-white);
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.25rem;
}
.fia-contact-address {
  color: rgba(235,243,250,0.6);
  font-size: 0.8rem;
  line-height: 1.7;
  margin-bottom: 0.65rem;
}
.fia-contact-phone {
  display: block;
  color: var(--fia-gold);
  font-weight: 700;
  font-size: 0.9rem;
  text-decoration: none;
  margin-bottom: 0.3rem;
}
.fia-contact-email {
  display: block;
  color: rgba(232,168,56,0.75);
  font-size: 0.78rem;
  text-decoration: none;
  margin-bottom: 1rem;
}
.fia-contact-cta {
  display: block;
  text-align: center;
  background: var(--fia-gold);
  color: var(--fia-navy);
  border-radius: 8px;
  padding: 0.65rem;
  font-weight: 700;
  font-size: 0.82rem;
  text-decoration: none;
  font-family: 'DM Mono', monospace;
}